Have you ever had your identity stolen? Do you know somebody that has? Identity theft has kind of become the adult version of a true nightmare in recent years. There is only so much you can do to prevent it. It can happen at any time, and if it happens it can do massive amounts of damage in an instant. I had a friend that had his identity stolen, his account overdrawn and it took months to take care of it. He struggled financially during these months because he had to wait for the bank to complete an investigation to take care of the overdraft fees. I have heard of more severe cases that took even longer to fix and at times it is impossible to eliminate all of the damage.